BIGNO, Jaypee; DELA CRUZ, Marissa; SALISE, Kerby. Toward Financial Preparedness: Understanding Voluntary Plan Participation. Journal of Interdisciplinary Perspectives, [S. l.], v. 4, n. 9, p. 35–45, 2026. DOI: 10.69569/jip.2026.237. Disponível em: https://jippublication.com/index.php/jip/article/view/3592. Acesso em: 3 oct. 2026.