Abstract. As an integral component of the university's wellness initiatives, a financial wellness program is designed to support and enhance the financial health of the employees. In order to improve and strengthen this, this study was conducted to identify the level of financial practices of Foundation University employees and how they correlate with their extent of investments. Data from 191 regular and full-time probationary employees from Foundation University were collected via a descriptive-correlational study using a validated questionnaire. Percent, weighted mean, multiple linear regression analysis, Kruskall Wallis Test, and MannWhitney U test were used by the researcher to treat the data. The study revealed that the majority of the employees demonstrate strong financial practices in managing their income, such as budgeting, tracking expenses, and avoiding debt. Nevertheless, there is room for improvement in terms of establishing emergency funds among a minority of employees. It was also found that employees demonstrate strong expenditure and savings practices. In terms of investment, it was revealed that employees engage in thorough research and assess risks before making decisions. They generally agree on regularly reviewing the returns on their investments, investing in bank products, and seeking advice from financial advisors to a moderate extent. Furthermore, it was found that their investment behavior is considered prudent and sound. A positive correlation between positive financial practices and higher investment levels was also manifested. Recommendations include establishing a financial clinic wherein they will offer workshops, training, and sessions focused on financial literacy topics, as well as inviting financial experts to assist employees in crafting their financial plans. Moreover, organizing a cooperative among employees is also recommended.
Keywords: Financial practices; Financial plan; Saving; Income; Investment; Expenditure